Hey guys, today we will be making a piggyvest investment review updated 2023. Maybe it is legit or a scam. This is a well-detailed 2023 review of piggyvest and its app with a lot of proof and proper procedure.

We will also be giving answers to many unanswered questions people do ask on the net.

Now we will be answering frequently asked questions and we will be giving detailed answers to them with proof where needed;

About piggyvest

This is the first online “Savings & Investment” app in West Africa which was launched 7th of January 2016 has a saving-only platform called piggybank.ng

In April 2019 they rebrand their platform to offer more than saving, Then they rebranded to Piggyvest

They have been helping Over 1million users to manage their finances in a very simple form and transparent

Investors are investing Billions of Naira every month in this platform

Now, what is piggyvest?

What is piggyvest

This is an online platform use to save and invest money in Nigeria.

They are very flexible to save and also to withdraw

They have a lot of awesome products. We will talk about each and every product later in this articles one after the other

Let talk about Piggyvest CEO or founder

Founders /CEO

Who is the founder of Piggyvest?

Odunayo Eweniyi is the founder.

Co-founders Somto Ifezue and Joshua Chibueze 

Odunayo Eweniyi is a first-class degree in Computer Engineering

Odunayo Eweniyi has been recognized on the Forbes Africa ‘#30Under30’  list

Has of writing she have a very simple working space has shown above with awesome tools like current computer Macbook Pro 13” , Current mobile device is iPhone XS and Google Pixel 3s

How Does Piggyvest Investment Work

This investment is not just an investment it’s a disciplined investment platform.

A day cannot go without any interest in this amazing platform.

There are a lot of products you can invest your money on piggyvest

You can earn up to 25% Per Annum

As shown above there are different sectors you can invest your money into

Real Estate, Agriculture, Transportation or fixed income

Just choose and invest and start earning your interest as simple as that

The percentage interest will be shown clearly

Once you click the product per unit amount you can invest will be shown and the expected return

This is a very legit and the best way to make money.. Just invest and go and sleep… Watch has your money grow over time

You will see the investments that are still on and those that are sold out. Just look for the one that is still to invest

Providus Bank and piggyvest

A lot of people have been asking questions about piggyvest and providus bank

Since they is using providus bank for their user to fund their wallet

And providus bank is shutting down virtual accounts like account use on piggyvest for funding the wallet due to crypto issue with CBN directive

Buts it’s very simple

They just change their funding bank from providus bank to wema bank

New members will now get wema bank account number instead of providus bank

While the existing customers will get wema account too with just a click on switch account has shown below

So the old account number will no longer go and any pending transactions will be reverted back to the source

Has shown below this is my previous account number now follow by my new account after clicking the switch

Providus bank is just for funding the wallet and now they are using wema bank

Piggyvest app /apk

Piggyvest really invest in their app and I love that

I fall in love with their app

Everything you need is inside the app just like the official website

Dashboard

Just like the app piggyvest dashboard is as simple and easy to navigate to all products and other sections

From the dashboard front page as shown below

You see ;

Total savings
Total Investment
Flex Dollar
Flex Naira
Quick Save
To Do List
Recent Activities
Savings
Invest
Account
Logout
The app on Apple APP Store
The App On Google Play

We will talk about all sections above one after the other in the next section

Piggyvest Products

There are a lot of different products on piggyvest and have their benefits and what they are for.

Piggyvest products :

Total savings
Quick Save
To-Do List
Recent Activities
Savings
Invest
Account
Logout
The app on Apple APP Store
The App On Google Play

Piggyvest Product – Total Savings

Total savings compile all the sum of the savings in Piggybank, Flex Naira, Safelock, Targets, and Flex Dollar

Piggybank

This is for Strict savings automatically. Daily, weekly or Monthly and it has 8% per annum.

This type of saving is not flexible

You will not get the full interest and get a charge if you break the stipulated date set by yourself

Flex Naira

Flex Naira is a Flexible saving for emergencies.

This one is Free to transfer transfers, withdrawals anytime and it also attracts 8% interest per annum

Here you get your unique account number you will be using to save your money into the flex naira or other products

Safelock

Here you totally Lock funds to avoid temptations.

And you get Upfront interest. Up to 13% per annum

Here all your referral earnings are saved before they go to withdrawable piggybank balance

According to piggyvest ‘

Safelock allows you to set money aside for a fixed period of time without having access to it until maturity. It’s like having your own custom fixed deposit.

You’re in control

Set the desired duration of time to lock funds. You can lock for as little as 10 days or as much as 1000 days.’

Target Savings

Has it implies target. It is used to Reach your unique individual saving goals.

You still get 8% interest per annum

According to Piggyvest

‘

Target Savings allows you to save towards multiple goals on your own or with a group.

Save with a group.

You can save towards a common goal with friends and family. There are no limits on the number of savings groups you can join/create. No one has access to your funds but you.

Daily interest paid.

Earn 10% per annum, paid daily into your Flex wallet’

Flex Dollar

Flex Dollar is another wallet in piggyvest just introduce lately for savings in dollar just like flex naira in dollar

You Save & grow your wealth in dollars. Up to 7%per annum in dollars

This is more awesome because has dollar goes up you get even more rate when converting it back for withdrawal

Summary of piggyvest interest

Interest Rate

These are the summary of interest of the products on piggyvest

• Piggybank – INTEREST RATE at 8% Per Annum
• Safelock – NTEREST RATE at 6% – 13% Per Annum
• Target – NTEREST RATE at 8% Per Annum
• Flex Naira – NTEREST RATE at 8% Per Annum
• Flex Dollar – INTEREST RATE at 7.0% p.a

Before we will talk about the registration process let the first talk about referral very important

You don’t need a referral at all to participate in any of piggyvest products but you will earn more than 50,000 monthly by just registering people

Even if you just register your family alone you earn1,000 naira and the person you register to will earn 1,000. Let discuss more…

How Does Piggyvest Referral Program Works

Piggyvest referral program is an awesome win win case

It is free to register pigyvest account, instead, they even compensate you 1,000 naira for registering if you use a referral link to register

It is as simple as that you earn 1,000 if you refer someone and that person you are referring also earn 1,000 naira too

This the main reason lot of people always search for piggyvest referral code or link

If you register with a referral link you will not earn 1,000 referral bonus

Piggyvest referral link or code

Your referral code can be found under the account

You will see ‘refer and earn 1,000’ , click it you will see ‘COPY REFERRAL MESSAGE’ copy it

You can send it to your friends and family

It comes with a pre-filled message showed below

‘I use PiggyVest to save & invest securely. Sign up with my link and get ₦1,000.00 to start your own savings journey – https://www.piggyvest.com/?newref=1&ref=6231f3b5bd1019’

But to make it simple your piggyvest referral code is the phone number you use in the registration

For our referral code on moneymaking crew its ‘07065520338’

Just like the prefill message up to our referral call too is this number at the end of the link 6231f3b5bd1019 ‘

But it’s okay and easy to remember since your phone number is also your referral code

You can also call or WhatsApp us with 07065520338 for the registration process if you are ready

Piggyvest Referral Bonus

Whenever anybody signup using your referral link you get 1,000 REFERRAL BONUS and that person too will get 1,000

The money will go straight to your safe lock account and when the person finishes registration especially adding his or her bvn your 1,000 will drop to your piggyvest flex naira wallet

Here you can withdraw the 1,000 or use it to do any of their products

Now let go through the registration process

To register make sure you use our link

Piggyvest Sign Up / Registration

All that we are discussing piggyvest , you need to register to participate

You can register in 3 simple steps

Piggyvest Registration -STEP ONE

You need to use a referral link so you can earn 1,000 naira

It will take you to a page up there then ‘CREATE A FREE ACCOUNT

Then you will see the registration form below to fill

STEP TWO

Fill In The forms with the necessary information

Full Name, Email, Phone Number, Password, Referrer Phone or Promo Code (If nothing in it just input our code ‘07065520338’), select how you get to know about piggyvest or leave it and just click create account

STEP THREE

After clicking create an account it will log you in straight to piggyvest homepage dashboard as shown below

Here you will see 5 to-do list

1. Verify Your Email Address – Just login your Gmail and click the link piggyvest sent to verify it ‘You are done with 1’
2. Add your BVN – Piggyvest is register with CAC and endorsed by CBN(Centra Bank Of Nigeria) So you have not been afraid to put your bvn. If you don’t know your BVN you can dial this number 5650# to check your bvn on your phone for any network
3. The ‘tell us more about you’ You are to fill in your gender, year of bet, how much you earn per day, relationship status
4. Securely a valid debit card. Just click it and click confirm, input card number, expiring date, and CVV i.e the 3 numbers at the back of your card (All these are safe with them)
5. Then refer a friend and earn a 1,000 bonus.

Then you can just send 100 to your piggyflex account or with a debit card

Then your 1,000 would have been active to transfer to your bank account

You need to do these five things to get the 1,000 referral bonus and for the person that refers you too to get his/her 1,000 naira referral bonus

All your registration is now fully done

You can now participate in any of piggyvest products

Some people are like,

All these vital details

Am I registering for a bank account, is piggyvest approved by CBN

Is Piggyvest Approved By CBN

They operates has MFB REGULATED BY CBN . This means they are approved

They have retained the integrity and legit since 2018

See what they tweet about been approved by CBN or not below

Piggyvest Investment Review 2023

They have been in operation for more than 5 years now with over 1 million users and tons of investors investing billions of naira

Their customer care is so fast that the response to mail same day

For me, piggyvest have 4 of 5 stars

Zero registration fee

A lot Of opportunities

Saving lot of people giving the opportunity to save money and invest money with ease

Customer Service

They have swift customer service

They respond very fast to mails

Their customer care email IS [email protected]

They also have customer care number 0700 933 933 933

But we recommend contacting them through email, faster than the phone number

They also have a physical head office

Head Office

Their official head office is located at Tesmot house, Abdulrahman Okene Close, Victoria Island, Lagos, Nigeria

Is Piggyvest legit, safe, and reliable

They are 100% safe and legit

They are reliable and payment is very fast

No hidden issues

How to Login

They have an official website as piggyvest.com

And you can easily login by clicking login after visiting the website by the right hand of the website or by just downloading the app

There is a popular comparison of piggyvest and cowrywise

let discuss a little about it

Piggyvest Vs cowrywise popular comparison

Cowrywise is just like piggyvest, a saving platform for everyone with awesome investment opportunities

Cowrywise lunched 2017 while piggyvest was inexistent since 2016

Piggyvest Vs cowrywise Intrest Rates

They have an interest rate ranges from 10%-15.5%, and interests on Investify can also be up to 22% per annum but for cowrywise 10%-15% on savings, while mutual funds is up to 20% per annum.

Piggyvest Vs cowrywise – Investment

They have features call investify why cowrywise is using mutual fund

With 5,000 you can participate n low-risk investment in stuff like transportation or agriculture on piggyvest but on cowrywise with 100 you can invest in a low-risk mutual fund

Pigyvest Vs Cowrywise – Similarities And Differences

Both Piggyvest and Cowryise offer Investment and savings

They are both popular in Nigeria has saving and investment platforms online

But one is more flexible in savings than the other and the other one in investment

Piggyvest is better at saving not only because they start with savings only but also because they have very flexibility in withdrawing

Having fast access to your money will let you save more

Cowrywise is more comfortable in investment because of its mutual funds’ features

These is the two giant in this sector

Piggyvest offer a very flexible withdrawal system, You get your money almost instantly after you issue a withdrawal on the platform or app

Kindly sign up to piggyvest account here today and earn a free 1,000 withdrawable to your bank instant (Make sure you register through referral to get the 1,000 use 07065520338′ has referral code or number)

Good day guyz, Let expand more on Recharge And Get Paid (RAGP) business in Nigeria. How it works and maybe it is a legit or scam site before sign up

This is another latest and full review this time all you need to know about RAGP business In Nigeria

A lot of people all around the world still asking maybe this is kind of scam business

or actually legit working business in Nigeria

We cover a lot in our previous articles and we will still cover a lot in this one too

Some asking maybe they are only operating in Nigeria or other countries

And how big, standard and legit the company is… all will be covered in this review

And by the end of this article, you will know maybe recharge and get paid is actually legit or not

And we will even answer more hot questions about this business

We want to make this page has helpful and useful as possible

so, we will take care of all questions you have been searching on google about RAGP.

Though we have dealt with some questions above about Recharge and Get Paid

I am still going to talk more about some and answer some other new question and we continue from the comment section

But at the end of this article about recharge and get paid business in Nigeria you will know maybe it is a scam or legit business

Is Recharge And Get Paid Only Available In Nigeria?

Let use this heading to talk a little about the this business

Recharge And Get Paid are into Virtual Top Up (V T U) Business.

VTU like Airtime, Cable Networks Subscription, Data ( Startimes, DSTV, and GOTV ) and PHCN Bill Payment

Just with the use of your Smartphone or Laptop.

They just design the website/app to do the transactions and get paid.

Recharge And Get Paid Limited is a business registered in Nigeria CAC and NCC certified RC Number: 1279919 founded in 2015 by Mr Ositadinma Oshopo

Now to the question maybe they are only available in Nigeria or other countries as well:

They are also available in Liberia and some other countries but they based in Nigeria

They have Corporate Head Office at Abuja FCT and as well at Ibadan and a Training Centre in Calaba Nigeria

RECHARGE AND GET PAID IN NIGERIA

You need to register on recharge and get paid and you need to pay attention to this part

And they have a whole 7 different packages

You started earning immediately in cash and point value ‘PV’

RECHARGE AND GET PAID IN NIGERIA

You get an instant registration bonus of 20%

Ranges from :

Basic Member – For ₦ 5,000 and You get ₦1000 bonus + 20PV. You earn up to 5th level deep.

Bronze Member – For ₦10,000 and you get ₦2000 bonus + 40PV. You earn up to 6th level deep.

Silver Member – For ₦20,000 and you get ₦4000 bonus + 80PV. You earn up to 7th level deep.

Gold Member – For ₦ 30,000 and you get ₦6000 bonus + 120PV. You earn up to 8th level deep.

Diamond Member – For ₦40,000 and you get ₦8000 bonus + 160PV. You earn up to 9th level deep.

Platinum Member – For ₦50,000 You get ₦10,000 bonus + 200PV. You earn up to 10th level deep.

Executive Platinum Member – For ₦100,000 You get ₦20,000 bonus + 400PV. You earn up to 10th level deep.

Those are the plans for Recharge And Get Paid In Nigeria

Any Packages You choose you are good to go and you can easily upgrade later on.

Recharge And Get Paid Nigeria Registration Process

It is very easy to sign up to this platform we are also a member so you can follow the following screenshot to signup for recharge and get paid Nigeria Step by step

Step 1 – Head over to Recharge And Get Paid

Step 2- Click Join

Just click join and the form above will show to fill the detail from the screenshot above

Also, fill the referral ID to be moneymakingcrew just to say thank you to us

Step 3 – Personal Details

Fill other details like:

First Name
Last Name
Email
Phone Number

STEP 4- Login Details

Fill in your login Username maybe your nickname

Also, create your password. That is the password you will be using to login after successfully registered

Very big NOTICE

Use a username that you will love to use as your referral ID in case you want to refer to others.

Though referring others is not compulsory but it’s very ok

Your username is automatically your referral ID

So make sure you think about it before using so it will be awesome to give people your referral ID later on

So it’s advisable to use something short, nice and easy to remember

Also, input Purchase pin any 7 digit pin just to make another secure to your account then click Join then it will automatically take you to login page

Where you use the username and password you just create to login

Then next screenshot shows up once you log in

STEP 5- Payment

Just with the screenshot below just choose the package you want to register (maybe basic, silver or gold or any other plans)

Choose payment method has paystack

It’s super secure to use paystack to pay using your ATM card or bank details

Though there is the second method which is paying through E-wallet

Paystack is the best and recommends methods

Then hit next to proceed to payment It very simple to make payment with paystack

STEP 6 – Input Your Bank Details you want to be reciving payment

Has shown above in screenshot just fill in your bank details (Bank Name, Bank Account Type, Account Number and Account Name) and click next

STEP 7 – Now The Checkout Stage For Payment

Has shown above the package you choose earlier and payment through paystack will show up if you select paystack.

Now just click Pay via Paystack but in case you change your mind and want to select another plan you can do that with the button beside it too

Just click Pay Via Paystack shown above

(But if you choose payment through e-wallet you will see below screenshot then someone with e-wallet you want to use to pay will login to pay for you.)

Just click pay via paystack if you are following this procedure

Step 8 – Paystack Checkout page

Has shown above the paystack page will load to input your card details

Card Number, Card Expire date and month and the cvv

Very simple they will send you confirmation code instant and you input it and payment successful prompt

STEP 9- Registration Complete

This is the final prompt screenshot below

After the payment, you will see registration complete prompt

Now you can now login with your username and password

And you are good to go to make money in Nigeria with Recharge And Get Paid.

Instantly when you log in you get 20% back of your registration fee in your account.

Now that we are through with the registration and you are now successfully registered to RAGP

let go deeper into how it works and benefits in Recharge And Get paid Review

Recharge And Get Paid Payment proof

These are the proof to payments below…

Recharge And Get Paid Review

They set to break the middle man bridge that bank building to suck us dry happily

If you observe very well you will know that bank keep advising you to recharge your phone and pay your bills with them

They Keep finding very easy ways to do that for you

Even with ussd code, you can buy recharge card from your bank

They even take it too far and started loan you recharge card to pay later

That should have sent a signal to you that they are making money with this

Banks make billions of naira when you and I recharge through there app or ussd code

Do you know how much one person is recharging per day?
Do you know how many time one person recharge per day?
Do you know my many customers each bank have?

In fact a bank makes 50 Billion when their customers make use of there app or ussd code to pay bills and purchase card

Now RAGP directly link you and me to the telecommunication companies and share the gain accordingly

you take some percentage, Your uplines will take some percentage, RAGP take some but bank take all this gain to themself alone

They will even charge you for notification you receive after you recharge with there app

Because you pay SMS charges

Do you know you even earn for life with this as long as people are still paying their bills and recharging?

Because you earn when people you refer are doing transaction even if you don’t

Though referring is not compulsory has I said early but very okay to do to make more money

Let quickly talk about how recharge and get paid works

How it works And Its Benefits

First of all let talk about their services

Basically what RAGP is all about Telecommunication industry

They partner with MTN, ETISALAT, GLO, AIRTEL, GOTV, DSTV, STERTIME, AND UTILITY BILL

This is basically all that we are recharging and getting paid for doing that.

That’s the main business

But the long time investment is on referring to others and getting money even when not working later

Just as we talk about the packages up you get paid for every referral based on your packages

The other ways to earn is through benefits which we will cover all that in this articles

How To Make Money On Recharge And Get Paid Nigeria Products

You get 2% on any airtime you sell

And also 10% on every data you sell

40 Naira for every bill you pay

Other Ways To Earn From Recharge And Get Paid Nigeria

• RechargeAnd Get Paid Referal Program
• Recharge And Get Paid Incentives And Other Benefits

RechargeAnd Get Paid Referal Program

You don’t need to find your referral ID your username you use to log in is your referral ID automatically

This is the most interesting part though people refer people through the hard way

But there is a way you can refer people with ease.

We will discuss that in the bonus section of these articles

Recharge and get paid pay you 20% referral bonus and also 10-1% indirect referral bonus

The big deal you earn commissions on the recharge of your direct and indirect referrals

What I love most about earning from referrals is the power of 10X

These are the commissions you earn from your referred downlines

3rd level referral level you get 5%

4th referral level  you get 2.5%

5th referral level  you get 1.25%

6th to 10th referral level you still get 1%

from every recharge card transactions, your downline did you get 0.35%

1% for data and 10 naira on every cable payments your downline did

These are really awesome!

When you have people you refer and they know all this

They will want to join and you will be happy and they will also be happy at the end

Incentives And Other Benefits

Shown above are the incentive proof

Here you will be hearing PV which means Point Value

In addition to all that commissions above you earn when you accumulate PVs

Have you get the commission you get PVs now this is where the PVs is used

Recharge And Get Paid is super awesome in making their workers happy

Before we talk about what benefit you get on PVs let me brief you ways to get PVs again

You get PV when you sign up depending on your sign up level

You get PVs from direct and indirect referrals

Basically you get PVs very fast when you get people you referred

Now the benefits of PVs

When you accumulate 10,000 PVs you get a cash award of 100,000 Naira Monthly
Every single month you get 100,000 naira free money has a salary from RAGP

When your PV now increased to 25,000 PV you get International Trip Fund worth 500,000 Naira

Car Fund worth 2 Million Naira comes in when you accumulate 60,000 Pv just like the car award earned in the picture above

Not ending there you still get 3 million house fund award once your PV get to 100,000 PV

Yes, this is becoming more interesting and it’s more than oil money since its air money let share it…

You need to have more than 1 house so RAGP will still give you another House Fund award worth 4 Million once your PV reach 250,000 PVs

Yes, Another House Fund again once your PV get to 500,000 PV this fund is 6 Million

These are really awesome business you can invest in

Because you earn every second right now with all the commissions and you still earn monthly like the monthly salary of 100k and still earn car and houses funds.

It really worth your time if it’s from MoneyMakingCrew

Yes we understand that lot really want pdf formate to get tutorials on how this Recharge and get paid works we will share a link to download pdf formate below

Recharge and get paid pdf format

You can get all these info has pdf formate so has to download it and read it at convenience time or share it to your love once or referrals

Permission is granted for editing and sharing but always leave credit to moneymakingcrew.com

Is Recharge And Get Paid Legit or scam?

This is obvious from all our discussions and reviews up you can deduce that this platform is 100 per cent legit and not a scam

It’s registered under CAC and NCC certificate below. it has been on since 2015 and every RAGP member still earns really big-time till now

It will be existing as long as telecommunication industries still exist

dashboard Navigation

Has screenshot above those are the things you need to be familiar with inside recharge and get paid and how to make all the transactions

Everything discussed in these articles is inside this dashboard with arrows above.

But all the navigations are under or below your username at the left-hand side

You get where you recharge, upgrade, bill payment, fund wallet transfer and withdraw your money all simple

While the right-hand side is for the numbers and transactions has shown above.

Now before we get into the website Faq and customer care number let me quickly answer this; do they have an app?

Does recharge and get paid have app?

Yes Recharge And Get Paid have app

but not officially because lot of programmers and app developers several apps for it

The design the apps to earn and provide values since lot demand for the app

For easy access and navigation

faq

Now let deal with some possible questions about this platform and give adequate answers for it.

The Name Of The Compan= RECHARGE AND GET PAID NIGERIA LIMITED

CEO = Mr. Ositadinma Oshopo

FOUNDED = 2015

PRODUCTS = VTU , AIRTIME, CABLES SUBSCRIPTION, DSTV, GOTV, STARTIME, PHCN …

Is there Ofice In Nigeria = Yes Corporate office in Abuja, another one in Ibadan and training centre in Calabar

Is the company registered = Yes with CAC and NCC

Hope the company won’t fold up = Yes 100 per cent sure as long has telecommunication still exist and technology will exist for life

Must I refer to earn on RAGP = No you can earn from the products

Getting people is hard. How do I go about it = It absolutely eases just join through MoneyMakingCrew and we will show you the working strategy. ou don’t need to see your referrals or talk to them,m face to face before they fall in love to join you

Is the VTU for all networks = Yes

How do I get fundings and how do I get money too from my wallet = You can withdraw to your bank account every day and you can get fund through others transferring fund to you. It’s easier within MoneyMakingCrew

When I register with 5,00 or 50,000 I get only 1,000 or 50,000 in my wallet after registration where will thew remaining 4,000 or 40,000 go-to =It is used to set up our online VTU office, pay your uplines and part to the company to keep the business running for you

Recharge and get paid customer care number

Recharge and get paid has customer service number and other contacts like mail

+234 803 722 1858 (+234 811 689 8208) or send mail to [email protected] but it’s better to contact your upline because he/she know more. Just join through MoneyMaiingCrew and we will attend to your questions

Conclusion

In conclusion, Recharge And Get is legit and real since 2015 and still paying.

It is not getting rich quick scheme but the best way to earn a side income with VTU